By providing us with your mobile number and opting-in, you give

FIRST UNION FINANCIAL LLC permission to send you account-related text

messages, like payment reminders and notifications, as well as

promotional messages, like special offers and discounts, in

conjunction with the services you have requested.

 Number of messages will vary by account.

 By providing us with your mobile number and opting-in, you agree

you have ownership rights or permission to use the number given to

us.

 Message and data rates may apply.

 To opt-out, text STOP to any text message we send you. An opt-out confirmation

message will be sent back to you.

 To request support, CONTACT US.

 If your handset does not support MMS, any MMS messages sent

may be delivered as SMS messages.

 Wireless carriers are not liable for undelivered or delayed messages.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt in data and consent; this information will not be shared with any third parties.